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Closing Cost Calculator

Estimate Ontario and Toronto land transfer tax, legal fees, title insurance and the other cash costs due on closing day.

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Closing Cost Calculator

Estimate the cash you'll need on closing day in addition to your down payment, including Ontario land transfer tax and Toronto's municipal land transfer tax.

Estimated closing costs
$26,350
Ontario land transfer tax$11,475
Toronto municipal land transfer tax$11,475
Legal, inspection, title & other$3,400
As % of purchase price3.51%

Land transfer tax is calculated using current Ontario and Toronto brackets. Professional fees vary by provider — replace the defaults with quotes you've received.

These figures are estimates for educational purposes only and are not a mortgage approval or commitment to lend. Actual qualification, rates, terms, and approval depend on lender requirements and the details of a complete application.

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